A good choice for businesses with fewer than 100 employees that want an easy-to-operate plan that their employees can contribute to, as well as their business.
Funded solely by employer contributions. This plan’s high contribution limits help make it a good fit for owner-only businesses that want to make substantial contributions to their own retirement accounts.
A good choice for businesses that want to allow their employees to contribute, as well as their business to make matching or profit-sharing contributions. High contribution limits, vesting schedules, and a Roth option make 401(k) plans attractive.
A “starter” retirement plan for businesses that want to make it easy for their low- and middle-income employees to begin to save for retirement without any cost to the business.